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American Express · credit card
American Express SmartEarn
₹495 + GST a year, waived on ₹40,000 a year · American Express paused new applications in India in 2026.
American Express card.
What it earns, shop by shop
- Anything else online: 0.5% reward points on anything online, no cap
- Flipkart: 5% reward points on Flipkart, up to ₹125 a month
- AJIO: 5% reward points on AJIO, up to ₹125 a month
- Nykaa: 5% reward points on Nykaa, up to ₹125 a month
- Myntra: 5% reward points on Myntra, up to ₹125 a month
- Blinkit: 5% reward points on Blinkit, up to ₹125 a month
- Zomato: 5% reward points on Zomato, up to ₹125 a month
- Amazon: 2.5% reward points on Amazon, up to ₹62 a month
Points are counted at what they fetch as vouchers. As cashback they are worth about half.
Among the best cards for
AJIO · #5Nykaa · #5Blinkit · #4
Against your other cards, on a price, with this week's offers: see it on Which card?
Lounge access
No lounge access.
Other American Express cards
What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks American Express SmartEarn against your other cards on every product.
Get it on Google PlayAndroid only; Which card? works on anything
Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.