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Card Juggler › Cards › Bank of Baroda › Premier

Bank of Baroda · credit card

BOBCARD Premier

₹1,000 + GST a year, waived on ₹1,20,000 a year · No joining fee from 1 Sep 2026, an offer; it is ₹1,000 otherwise, waived on ₹10,000 spent in the first 60 days.

Issued on more than one network; the app asks which yours is where it matters.

What it earns, shop by shop

  • Swiggy: 2.5% reward points on Swiggy, up to ₹500 a statement cycle maybe
  • Zomato: 2.5% reward points on Zomato, up to ₹500 a statement cycle maybe
  • Anything else online: 0.5% reward points on anything online, no cap

"Maybe": it depends on how the bank files the shop, or on the card's variant; the app says so wherever it counts one.

Points are counted at what they fetch as vouchers. As cashback they are worth about half.

Against your other cards, on a price, with this week's offers: see it on Which card?

Lounge access

In India

1 visit a quarter in India

For Oct to Dec, if you spent ₹20,000 on it from Jul to Sep.

Show the card at the lounge; ₹2 is charged to check it.

Terms last changed 1 Jan 2025.

The bank's lounge list

Said with this quarter's dates, as of 14 Oct 2026. Card Juggler can't see what you've spent on the card or how many visits you've used; the app lets you tick them off yourself. Every card the same way: lounge access by card.

Other Bank of Baroda cards

What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks BOBCARD Premier against your other cards on every product.

Get it on Google PlayAndroid only; Which card? works on anything

Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.