Card Juggler › Cards › Bank of India › Celestia
Bank of India · credit card
Bank of India Celestia
₹11,999 + GST a year, waived on ₹8,00,000 a year · The joining fee is waived after ₹2.5 lakh spent in the first 90 days. It was ₹5,000 a year when the card came out (Dec 2025).
RuPay card.
What it earns, shop by shop
- Swiggy: 1.3% reward points on Swiggy, up to ₹2,500 a month maybe
- Zomato: 1.3% reward points on Zomato, up to ₹2,500 a month maybe
- Anything else online: 0.5% reward points on anything online, up to ₹2,500 a month
"Maybe": it depends on how the bank files the shop, or on the card's variant; the app says so wherever it counts one.
Points are counted at what they fetch as vouchers. As cashback they are worth about half.
Against your other cards, on a price, with this week's offers: see it on Which card?
Lounge access
In India
2 visits a quarter in India · RuPay
No spend needed.
Show the card at the lounge.
Abroad
4 visits a year abroad · RuPay
No spend needed.
Show the card at the lounge.
Said with this quarter's dates, as of 14 Oct 2026. Card Juggler can't see what you've spent on the card or how many visits you've used; the app lets you tick them off yourself. Every card the same way: lounge access by card.
Other Bank of India cards
What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks Bank of India Celestia against your other cards on every product.
Get it on Google PlayAndroid only; Which card? works on anything
Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.