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Equitas Small Finance Bank · credit card

Equitas Small Finance Bank PowerMiles

₹5,000 + GST a year, waived on ₹4,80,000 a year · The joining fee comes back as cashback after ₹1.2 lakh spent in the first 90 days (its GST doesn't).

Visa card.

What it earns, shop by shop

  • BigBasket: 1.5% reward points on BigBasket, up to ₹1,000 a month maybe
  • Blinkit: 1.5% reward points on Blinkit, up to ₹1,000 a month maybe
  • Zepto: 1.5% reward points on Zepto, up to ₹1,000 a month maybe
  • Swiggy Instamart: 1.5% reward points on Swiggy Instamart, up to ₹1,000 a month maybe
  • JioMart: 1.5% reward points on JioMart, up to ₹1,000 a month maybe
  • Anything else online: 1.5% reward points on anything online, no cap

"Maybe": it depends on how the bank files the shop, or on the card's variant; the app says so wherever it counts one.

Points are counted at what they fetch as vouchers. As cashback they are worth about half.

Against your other cards, on a price, with this week's offers: see it on Which card?

Lounge access

In India

2 visits a quarter in India · Visa

No spend needed.

Show the card at the lounge.

Guests pay

Abroad

1 visit a quarter abroad · Priority Pass

No spend needed.

Show the card at the lounge.

Guests pay

Said with this quarter's dates, as of 14 Oct 2026. Card Juggler can't see what you've spent on the card or how many visits you've used; the app lets you tick them off yourself. Every card the same way: lounge access by card.

Other Equitas Small Finance Bank cards

What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks Equitas Small Finance Bank PowerMiles against your other cards on every product.

Get it on Google PlayAndroid only; Which card? works on anything

Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.