Card Juggler › Cards › Federal Bank › Celesta
Federal Bank · credit card
Federal Bank Celesta
Lifetime free · Lifetime free on cards issued from 3 Apr 2023; older cards keep their ₹3,000 fee.
Issued on more than one network; the app asks which yours is where it matters.
What it earns, shop by shop
- Swiggy: 0.5% reward points on Swiggy, no cap maybe
- Zomato: 0.5% reward points on Zomato, no cap maybe
- Anything else online: 0.3% reward points on anything online, no cap
"Maybe": it depends on how the bank files the shop, or on the card's variant; the app says so wherever it counts one.
Points are counted at what they fetch as vouchers. As cashback they are worth about half.
Against your other cards, on a price, with this week's offers: see it on Which card?
Lounge access
In India
2 visits a quarter in India
For Oct to Dec, if you spent ₹60,000 on it from 21 Jun to 20 Sep.
Show the card at the lounge; ₹2 is charged to check it.
Not for add-on cards
Abroad
2 visits a year abroad
No spend needed.
Show the card at the lounge.
You pay the lounge's charge; Federal refunds it within 30 days.
Said with this quarter's dates, as of 14 Oct 2026. Card Juggler can't see what you've spent on the card or how many visits you've used; the app lets you tick them off yourself. Every card the same way: lounge access by card.
Other Federal Bank cards
What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks Federal Bank Celesta against your other cards on every product.
Get it on Google PlayAndroid only; Which card? works on anything
Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.