Card Juggler › Cards › Utkarsh Small Finance Bank › Wish Utkarsh Bank

Utkarsh Small Finance Bank · credit card

Wish Utkarsh Bank

Lifetime free · Applied for in the PhonePe app against an FD of ₹2,000 or more; a physical card costs ₹249 + GST unless the FD is ₹10,000 or more.

RuPay card.

What it earns, shop by shop

Wish Utkarsh Bank has no published rate on online shopping that the app can count, so it is ranked on a store's bank offers alone. Cards that earn only on UPI through their own app, or only in milestones, are like this.

Against your other cards, on a price, with this week's offers: see it on Which card?

Lounge access

No lounge access.

Other Utkarsh Small Finance Bank cards

What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks Wish Utkarsh Bank against your other cards on every product.

Get it on Google PlayAndroid only; Which card? works on anything

Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.