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HSBC · credit card

HSBC Premier

₹20,000 + GST a year · Only for HSBC Premier customers; the renewal fee is waived while the Premier relationship lasts (₹50 lakh with HSBC, or a ₹3 lakh monthly salary).

Mastercard card.

What it earns, shop by shop

  • Anything else online: 3% reward points on anything online, no cap

Points are counted at what they fetch as vouchers. As cashback they are worth about half.

Against your other cards, on a price, with this week's offers: see it on Which card?

Lounge access

In India

Unlimited visits in India · Mastercard

No spend needed.

Show the card at the lounge.

Add-on cards get their own

Abroad

Unlimited visits abroad · LoungeKey

No spend needed.

Show the card at the lounge.

Add-on cards get their own · 8 free guest visits a year

Said with this quarter's dates, as of 14 Oct 2026. Card Juggler can't see what you've spent on the card or how many visits you've used; the app lets you tick them off yourself. Every card the same way: lounge access by card.

Other HSBC cards

What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks HSBC Premier against your other cards on every product.

Get it on Google PlayAndroid only; Which card? works on anything

Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.