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HSBC · credit card

HSBC RuPay Cashback

₹499 + GST a year, waived on ₹2,00,000 a year

RuPay card.

What it earns, shop by shop

  • Swiggy: 10% cashback on Swiggy, up to ₹400 a month maybe
  • Zomato: 10% cashback on Zomato, up to ₹400 a month maybe
  • BigBasket: 10% cashback on BigBasket, up to ₹400 a month maybe
  • Blinkit: 10% cashback on Blinkit, up to ₹400 a month maybe
  • Zepto: 10% cashback on Zepto, up to ₹400 a month maybe
  • Swiggy Instamart: 10% cashback on Swiggy Instamart, up to ₹400 a month maybe
  • JioMart: 10% cashback on JioMart, up to ₹400 a month maybe
  • Anything else online: 1% cashback on anything online, up to ₹400 a month

"Maybe": it depends on how the bank files the shop, or on the card's variant; the app says so wherever it counts one.

Some of these rates share one cap: ₹400 a month.

Among the best cards for

JioMart · #2BigBasket · #2Blinkit · #3Zepto · #2Swiggy Instamart · #4Zomato · #4Swiggy · #4

Against your other cards, on a price, with this week's offers: see it on Which card?

Lounge access

In India

2 visits a quarter in India · RuPay

No spend needed.

Show the card at the lounge; ₹2 is charged to check it.

Add-on cards get their own · Guests pay

Abroad

2 visits a year abroad · LoungeKey

No spend needed.

Show the card at the lounge.

Add-on cards get their own · Guests pay

Said with this quarter's dates, as of 14 Oct 2026. Card Juggler can't see what you've spent on the card or how many visits you've used; the app lets you tick them off yourself. Every card the same way: lounge access by card.

Other HSBC cards

What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks HSBC RuPay Cashback against your other cards on every product.

Get it on Google PlayAndroid only; Which card? works on anything

Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.