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Kotak Mahindra Bank · credit card

Kotak Mahindra Bank Air

₹999 + GST a year, waived on ₹2,50,000 a year · No joining fee in Kotak's offer as of Oct 2026.

Issued on more than one network; the app asks which yours is where it matters.

What it earns, shop by shop

  • Anything else online: 0.5% reward points on anything online, no cap

Points are counted at what they fetch as vouchers. As cashback they are worth about half.

Against your other cards, on a price, with this week's offers: see it on Which card?

Lounge access

In India

4 visits a year in India, at most 2 a quarter

For Jan to Dec, if you spent ₹60,000 on it from Jul to Sep.

Show the card at the lounge; ₹2 is charged to check it.

Not for add-on cards · Guests pay

Said with this quarter's dates, as of 14 Oct 2026. Card Juggler can't see what you've spent on the card or how many visits you've used; the app lets you tick them off yourself. Every card the same way: lounge access by card.

Other Kotak Mahindra Bank cards

What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks Kotak Mahindra Bank Air against your other cards on every product.

Get it on Google PlayAndroid only; Which card? works on anything

Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.