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Card Juggler › Cards › Kotak Mahindra Bank › Zen Signature

Kotak Mahindra Bank · credit card · no longer issued

Kotak Mahindra Bank Zen Signature

₹1,500 + GST a year, waived on ₹1,50,000 a year · Some customers get it free, then without the 1,500 welcome points.

Issued on more than one network; the app asks which yours is where it matters. The bank no longer issues it; whoever has one keeps it.

What it earns, shop by shop

  • Myntra: 1.7% reward points on Myntra, up to ₹1,625 a statement cycle maybe
  • AJIO: 1.7% reward points on AJIO, up to ₹1,625 a statement cycle maybe
  • Tata CLiQ: 1.7% reward points on Tata CLiQ, up to ₹1,625 a statement cycle maybe
  • Nykaa: 1.7% reward points on Nykaa, up to ₹1,625 a statement cycle maybe
  • Anything else online: 0.8% reward points on anything online, up to ₹1,625 a statement cycle

"Maybe": it depends on how the bank files the shop, or on the card's variant; the app says so wherever it counts one.

Points are counted at what they fetch as vouchers. As cashback they are worth about half.

Some of these rates share one cap: ₹1,625 a statement cycle.

Against your other cards, on a price, with this week's offers: see it on Which card?

Lounge access

In India

2 visits a quarter in India

For Oct to Dec, if you spent ₹75,000 on it from Jul to Sep.

Show the card at the lounge; ₹2 is charged to check it.

Not for add-on cards · Guests pay

Abroad

3 visits a year abroad · Priority Pass

For Jan to Dec, if you spent ₹75,000 on it from Jul to Sep.

Show the card at the lounge.

Not for add-on cards · Guests pay · Tell the lounge it's Priority Pass, or it may be charged as a walk-in.

Terms last changed 1 Jun 2025.

The bank's lounge list

Said with this quarter's dates, as of 14 Oct 2026. Card Juggler can't see what you've spent on the card or how many visits you've used; the app lets you tick them off yourself. Every card the same way: lounge access by card.

Other Kotak Mahindra Bank cards

What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks Kotak Mahindra Bank Zen Signature against your other cards on every product.

Get it on Google PlayAndroid only; Which card? works on anything

Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.