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AU Small Finance Bank · credit card

AU Small Finance Bank Ananta

₹2,000 + GST a year, waived on ₹3,00,000 a year · The 8,000 welcome points, worth ₹2,000, come with a first purchase within 30 days.

Visa card.

What it earns, shop by shop

  • Amazon: 1.3% reward points on Amazon, up to ₹1,250 a statement cycle maybe
  • Flipkart: 1.3% reward points on Flipkart, up to ₹1,250 a statement cycle maybe
  • Myntra: 1.3% reward points on Myntra, up to ₹1,250 a statement cycle maybe
  • AJIO: 1.3% reward points on AJIO, up to ₹1,250 a statement cycle maybe
  • Tata CLiQ: 1.3% reward points on Tata CLiQ, up to ₹1,250 a statement cycle maybe
  • Nykaa: 1.3% reward points on Nykaa, up to ₹1,250 a statement cycle maybe
  • Croma: 1.3% reward points on Croma, up to ₹1,250 a statement cycle maybe
  • Reliance Digital: 1.3% reward points on Reliance Digital, up to ₹1,250 a statement cycle maybe
  • Swiggy: 1.3% reward points on Swiggy, up to ₹1,250 a statement cycle maybe
  • Zomato: 1.3% reward points on Zomato, up to ₹1,250 a statement cycle maybe
  • Anything else online: 0.5% reward points on anything online, up to ₹6,250 a statement cycle

"Maybe": it depends on how the bank files the shop, or on the card's variant; the app says so wherever it counts one.

Points are counted at what they fetch as vouchers. As cashback they are worth about half.

Against your other cards, on a price, with this week's offers: see it on Which card?

Lounge access

In India

4 visits a quarter in India · LoungeKey

For Oct to Dec, once you spend ₹5,000 on it in those months.

The card alone won't get you in: show the voucher from the bank's app.

Not for add-on cards · Guests pay · Only for flights of ₹5,000 or more booked on AU Rewardz: one QR code for each one-way flight, used by someone on it.

Said with this quarter's dates, as of 14 Oct 2026. Card Juggler can't see what you've spent on the card or how many visits you've used; the app lets you tick them off yourself. Every card the same way: lounge access by card.

Other AU Small Finance Bank cards

What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks AU Small Finance Bank Ananta against your other cards on every product.

Get it on Google PlayAndroid only; Which card? works on anything

Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.