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AU Small Finance Bank · credit card

AU Small Finance Bank CS

Lifetime free · Only for members of the Institute of Company Secretaries of India (ICSI).

Visa card.

What it earns, shop by shop

  • Swiggy: 2% reward points on Swiggy, up to ₹1,250 a statement cycle maybe
  • Zomato: 2% reward points on Zomato, up to ₹1,250 a statement cycle maybe
  • Anything else online: 0.5% reward points on anything online, up to ₹6,250 a statement cycle

"Maybe": it depends on how the bank files the shop, or on the card's variant; the app says so wherever it counts one.

Points are counted at what they fetch as vouchers. As cashback they are worth about half.

Against your other cards, on a price, with this week's offers: see it on Which card?

Lounge access

In India

2 visits a quarter in India

For Oct to Dec, if you spent ₹50,000 on it from Jul to Sep.

Show the card at the lounge; ₹2 is charged to check it.

Not for add-on cards · Guests pay

Terms last changed 1 Oct 2026.

The bank's lounge list

Said with this quarter's dates, as of 14 Oct 2026. Card Juggler can't see what you've spent on the card or how many visits you've used; the app lets you tick them off yourself. Every card the same way: lounge access by card.

Other AU Small Finance Bank cards

What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks AU Small Finance Bank CS against your other cards on every product.

Get it on Google PlayAndroid only; Which card? works on anything

Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.