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AU Small Finance Bank · credit card
AU Small Finance Bank Vetta
₹2,999 + GST a year, waived on ₹1,50,000 a year · The first year's fee is waived on ₹40,000 spent in the first 90 days.
Issued on more than one network; the app asks which yours is where it matters.
What it earns, shop by shop
- BigBasket: 1% reward points on BigBasket, up to ₹6,250 a statement cycle maybe
- Blinkit: 1% reward points on Blinkit, up to ₹6,250 a statement cycle maybe
- Zepto: 1% reward points on Zepto, up to ₹6,250 a statement cycle maybe
- Swiggy Instamart: 1% reward points on Swiggy Instamart, up to ₹6,250 a statement cycle maybe
- JioMart: 1% reward points on JioMart, up to ₹6,250 a statement cycle maybe
- Anything else online: 0.5% reward points on anything online, up to ₹6,250 a statement cycle
"Maybe": it depends on how the bank files the shop, or on the card's variant; the app says so wherever it counts one.
Points are counted at what they fetch as vouchers. As cashback they are worth about half.
Some of these rates share one cap: ₹6,250 a statement cycle.
Against your other cards, on a price, with this week's offers: see it on Which card?
Lounge access
In India
1 visit a quarter in India
For Oct to Dec, if you spent ₹50,000 on it from Jul to Sep.
Show the card at the lounge; ₹2 is charged to check it.
Not for add-on cards · Guests pay
Abroad
1 visit a quarter abroad · Priority Pass
No spend needed.
Show your Priority Pass card.
Guests pay · Ask AU for the Priority Pass; visits with it at Indian airports are charged.
Railway
2 visits a quarter at railway stations · DreamFolks
No spend needed.
Show the card at the lounge; ₹2 is charged to check it.
Add-on cards share these · Guests pay
Terms last changed 10 Apr 2026.
The bank's lounge listSaid with this quarter's dates, as of 14 Oct 2026. Card Juggler can't see what you've spent on the card or how many visits you've used; the app lets you tick them off yourself. Every card the same way: lounge access by card.
Other AU Small Finance Bank cards
What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks AU Small Finance Bank Vetta against your other cards on every product.
Get it on Google PlayAndroid only; Which card? works on anything
Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.