Kiwi Punjab National Bank

Lifetime free · Its lounges need Kiwi Neon, ₹999 a year.

Issued on more than one network; the app asks which yours is where it matters.

What it earns, shop by shop

Anything else online: 0.5% cashback on anything online, no cap

Against your other cards, on a price, with this week's offers: see it on Which card?

Lounge access

In India

1 visit a year in India · Kiwi

For Jan to Dec, once you spend ₹50,000 in the membership year.

The card alone won't get you in: show the voucher from the card's app. Each one is good for 180 days. Only with Kiwi Neon (₹999 a year).

2 visits a year in India · Kiwi

For Jan to Dec, once you spend ₹1,00,000 in the membership year.

The card alone won't get you in: show the voucher from the card's app. Each one is good for 180 days. Only with Kiwi Neon (₹999 a year).

3 visits a year in India · Kiwi

For Jan to Dec, once you spend ₹1,50,000 in the membership year.

The card alone won't get you in: show the voucher from the card's app. Each one is good for 180 days. Only with Kiwi Neon (₹999 a year).

Where there are steps, the highest spend you reach sets the visits; they don't add up.

Terms last changed 3 Feb 2025.

Said with this quarter's dates, as of 14 Oct 2026. Card Juggler can't see what you've spent on the card or how many visits you've used; the app lets you tick them off yourself. Every card the same way: lounge access by card.

Other Punjab National Bank cards

What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks Kiwi Punjab National Bank against your other cards on every product.

Get it on Google PlayAndroid only; Which card? works on anything

Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.