Card Juggler › Cards › Punjab National Bank › PARAKRAM (Prakram)
Punjab National Bank · credit card
Punjab National Bank PARAKRAM (Prakram)
Lifetime free · Only for Indian Army personnel of JCO rank and below.
Issued on more than one network; the app asks which yours is where it matters.
What it earns, shop by shop
- Anything else online: 0.5% reward points on anything online, no cap
Points are counted at what they fetch as vouchers. As cashback they are worth about half.
Against your other cards, on a price, with this week's offers: see it on Which card?
Lounge access
In India
1 visit a quarter in India
No spend needed.
Show the card at the lounge.
Add-on cards get their own
Abroad
1 visit a year abroad
No spend needed.
Show the card at the lounge.
Add-on cards get their own
Said with this quarter's dates, as of 14 Oct 2026. Card Juggler can't see what you've spent on the card or how many visits you've used; the app lets you tick them off yourself. Every card the same way: lounge access by card.
Other Punjab National Bank cards
What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks Punjab National Bank PARAKRAM (Prakram) against your other cards on every product.
Get it on Google PlayAndroid only; Which card? works on anything
Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.