Punjab National Bank LUXURA

₹4,999 + GST a year, waived on ₹6,00,000 a year · This is the Visa Infinite; the RuPay EKAA is ₹9,000 to join and ₹7,500 a year, waived on ₹8 lakh. Joining is charged only if under ₹1.5 lakh (RuPay ₹2.5 lakh) is spent in the first three cycles.

Issued on more than one network; the app asks which yours is where it matters.

What it earns, shop by shop

Swiggy: 3% reward points on Swiggy, no cap maybe
Zomato: 3% reward points on Zomato, no cap maybe
Anything else online: 1% reward points on anything online, no cap

"Maybe": it depends on how the bank files the shop, or on the card's variant; the app says so wherever it counts one.

Points are counted at what they fetch as vouchers. As cashback they are worth about half.

Against your other cards, on a price, with this week's offers: see it on Which card?

Lounge access

In India

Unlimited visits in India

No spend needed.

Show the card at the lounge.

Add-on cards get their own

Abroad

Unlimited visits abroad

No spend needed.

Show the card at the lounge.

Add-on cards get their own

The bank's lounge list

Said with this quarter's dates, as of 14 Oct 2026. Card Juggler can't see what you've spent on the card or how many visits you've used; the app lets you tick them off yourself. Every card the same way: lounge access by card.

Other Punjab National Bank cards

What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks Punjab National Bank LUXURA against your other cards on every product.

Get it on Google PlayAndroid only; Which card? works on anything

Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.