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IDFC FIRST Bank · credit card

IndiGo IDFC FIRST Bank

₹4,999 + GST a year · No joining fee on the version secured by a fixed deposit (IDFC's page says ₹50,000 in some places, ₹1 lakh in others); the yearly fee is the same.

Issued on more than one network; the app asks which yours is where it matters.

What it earns, shop by shop

  • Anything else online: 1.2% reward points on anything online, no cap

Points are counted at what they fetch as vouchers. As cashback they are worth about half.

Against your other cards, on a price, with this week's offers: see it on Which card?

Lounge access

No lounge access.

Other IDFC FIRST Bank cards

What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks IndiGo IDFC FIRST Bank against your other cards on every product.

Get it on Google PlayAndroid only; Which card? works on anything

Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.