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IDFC FIRST Bank · credit card
IDFC FIRST Bank FIRST Private
By invitation · ₹50,000 + GST a year · The first year's ₹50,000 comes back as 50,000 points, worth ₹50,000 only on flights and hotels booked in IDFC's app.
Visa card.
What it earns, shop by shop
- Anything else online: 1.7% reward points on anything online, no cap
Points are counted at what they fetch as vouchers. As cashback they are worth about half.
Against your other cards, on a price, with this week's offers: see it on Which card?
Lounge access
In India
Unlimited visits in India
No spend needed.
Show the card at the lounge; ₹2 is charged to check it.
Add-on cards get their own · 4 free guest visits a year
Abroad
Unlimited visits abroad · DreamFolks
No spend needed.
Show your DreamFolks card.
Add-on cards get their own · Guests pay
Railway
Unlimited visits at railway stations · DreamFolks
No spend needed.
Show the card at the lounge; ₹2 is charged to check it.
Add-on cards get their own · Guests pay
Said with this quarter's dates, as of 14 Oct 2026. Card Juggler can't see what you've spent on the card or how many visits you've used; the app lets you tick them off yourself. Every card the same way: lounge access by card.
Other IDFC FIRST Bank cards
- FIRST Classic
- FIRST Millennia
- FIRST Select
- FIRST Wealth
- FIRST WOW!
- HPCL FIRST Power
- FIRST SWYP
- Ashva
- Mayura
- Diamond Reserve
- FIRST EARN
- Hello Cashback
- HPCL FIRST Power+
- Quantum+
- FIRST WOW! Black
- IndiGo IDFC FIRST Bank
- LIC Classic IDFC FIRST Bank
- LIC Select IDFC FIRST Bank
- Other IDFC FIRST credit card
- Any IDFC FIRST debit card debit
What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks IDFC FIRST Bank FIRST Private against your other cards on every product.
Get it on Google PlayAndroid only; Which card? works on anything
Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.