Card Juggler › Cards › IDFC FIRST Bank › FIRST SWYP
IDFC FIRST Bank · credit card
IDFC FIRST Bank FIRST SWYP
₹499 + GST a year · The first friend who gets a SWYP card on your referral earns you ₹499 back, a year's fee.
Mastercard card.
What it earns, shop by shop
IDFC FIRST Bank FIRST SWYP has no published rate on online shopping that the app can count, so it is ranked on a store's bank offers alone. Cards that earn only on UPI through their own app, or only in milestones, are like this.
Against your other cards, on a price, with this week's offers: see it on Which card?
Lounge access
Railway
4 visits a quarter at railway stations · DreamFolks
For Oct to Dec, if you spent ₹20,000 on it in Sep.
Show the card at the lounge; ₹2 is charged to check it.
A guest can use one of your visits
Terms last changed 20 Feb 2025.
The bank's lounge listSaid with this quarter's dates, as of 14 Oct 2026. Card Juggler can't see what you've spent on the card or how many visits you've used; the app lets you tick them off yourself. Every card the same way: lounge access by card.
Other IDFC FIRST Bank cards
- FIRST Classic
- FIRST Millennia
- FIRST Select
- FIRST Wealth
- FIRST WOW!
- HPCL FIRST Power
- Ashva
- Mayura
- FIRST Private
- Diamond Reserve
- FIRST EARN
- Hello Cashback
- HPCL FIRST Power+
- Quantum+
- FIRST WOW! Black
- IndiGo IDFC FIRST Bank
- LIC Classic IDFC FIRST Bank
- LIC Select IDFC FIRST Bank
- Other IDFC FIRST credit card
- Any IDFC FIRST debit card debit
What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks IDFC FIRST Bank FIRST SWYP against your other cards on every product.
Get it on Google PlayAndroid only; Which card? works on anything
Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.