IDFC FIRST Bank FIRST Millennia

What it earns, shop by shop

• Anything else online: 0.4% reward points on anything online, no cap
• Swiggy: 1.3% reward points on Swiggy, no cap maybe
• Zomato: 1.3% reward points on Zomato, no cap maybe

"Maybe": it depends on how the bank files the shop, or on the card's variant; the app says so wherever it counts one.

Points are counted at what they fetch as vouchers. As cashback they are worth about half.

Against your other cards, on a price, with this week's offers: see it on Which card?

Lounge access

Railway

Said with this quarter's dates, as of 14 Oct 2026. Card Juggler can't see what you've spent on the card or how many visits you've used; the app lets you tick them off yourself. Every card the same way: lounge access by card.

Other IDFC FIRST Bank cards

• FIRST Classic
• FIRST Select
• FIRST Wealth
• FIRST WOW!
• HPCL FIRST Power
• FIRST SWYP
• Ashva
• Mayura
• FIRST Private
• Diamond Reserve
• FIRST EARN
• Hello Cashback
• HPCL FIRST Power+
• Quantum+
• FIRST WOW! Black
• IndiGo IDFC FIRST Bank
• LIC Classic IDFC FIRST Bank
• LIC Select IDFC FIRST Bank
• Other IDFC FIRST credit card
• Any IDFC FIRST debit card debit