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HDFC Bank · credit card

HDFC Bank Freedom

₹500 + GST a year, waived on ₹50,000 a year

Issued on more than one network; the app asks which yours is where it matters.

What it earns, shop by shop

  • Swiggy: 0.8% cashback on Swiggy, up to ₹375 a month
  • BigBasket: 0.8% cashback on BigBasket, up to ₹150 a month
  • Swiggy Instamart: 0.8% cashback on Swiggy Instamart, up to ₹150 a month maybe
  • Anything else online: 0.1% cashback on anything online, up to ₹2,250 a statement cycle

"Maybe": it depends on how the bank files the shop, or on the card's variant; the app says so wherever it counts one.

Against your other cards, on a price, with this week's offers: see it on Which card?

Lounge access

No lounge access.

Other HDFC Bank cards

What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks HDFC Bank Freedom against your other cards on every product.

Get it on Google PlayAndroid only; Which card? works on anything

Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.