Card Juggler › Cards › HDFC Bank › UPI RuPay
HDFC Bank · credit card
HDFC Bank UPI RuPay
₹99 + GST a year, waived on ₹25,000 a year · A virtual card, issued only alongside an HDFC Visa, Mastercard or Diners credit card. Paisabazaar reports a lifetime-free offer.
RuPay card.
What it earns, shop by shop
- BigBasket: 0.8% cashback on BigBasket, up to ₹125 a month maybe
- Blinkit: 0.8% cashback on Blinkit, up to ₹125 a month maybe
- Zepto: 0.8% cashback on Zepto, up to ₹125 a month maybe
- Swiggy Instamart: 0.8% cashback on Swiggy Instamart, up to ₹125 a month maybe
- JioMart: 0.8% cashback on JioMart, up to ₹125 a month maybe
- Swiggy: 0.8% cashback on Swiggy, up to ₹125 a month maybe
- Zomato: 0.8% cashback on Zomato, up to ₹125 a month maybe
- Anything else online: 0.3% cashback on anything online, up to ₹125 a month
"Maybe": it depends on how the bank files the shop, or on the card's variant; the app says so wherever it counts one.
Against your other cards, on a price, with this week's offers: see it on Which card?
Lounge access
No lounge access.
Other HDFC Bank cards
- Millennia
- Regalia Gold
- Swiggy HDFC Bank
- Swiggy BLCK HDFC Bank
- Swiggy ORNGE HDFC Bank
- Tata Neu Infinity HDFC Bank
- Tata Neu Plus HDFC Bank
- MoneyBack+
- PIXEL Play
- Diners Club Privilege
- Diners Club Black Metal
- Infinia Metal
- IndianOil HDFC Bank
- IRCTC HDFC Bank
- Marriott Bonvoy HDFC Bank
- Shoppers Stop HDFC Bank
- Freedom
- PIXEL Go
- PIXEL Times Rush
- PIXEL Times Move
- Shoppers Stop Black HDFC Bank
- Other HDFC Bank credit card
- Millennia Debit debit
- MoneyBack Debit debit
- Platinum Debit debit
- Other HDFC Bank debit card debit
- PhonePe HDFC Bank UNO
- PhonePe HDFC Bank Ultimo
What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks HDFC Bank UPI RuPay against your other cards on every product.
Get it on Google PlayAndroid only; Which card? works on anything
Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.