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HDFC Bank · credit card

Tata Neu Plus HDFC Bank

₹499 + GST a year, waived on ₹1,00,000 a year · HDFC makes it lifetime free for some customers it picks.

Issued on more than one network; the app asks which yours is where it matters.

What it earns, shop by shop

  • Croma: 2% reward points on Croma, no cap maybe
  • BigBasket: 2% reward points on BigBasket, no cap maybe
  • Tata CLiQ: 2% reward points on Tata CLiQ, no cap maybe
  • Anything else online: 1% reward points on anything online, no cap

"Maybe": it depends on how the bank files the shop, or on the card's variant; the app says so wherever it counts one.

Points are counted at what they fetch as vouchers. As cashback they are worth about half.

Against your other cards, on a price, with this week's offers: see it on Which card?

Lounge access

In India

1 visit a quarter in India

For Oct to Dec, once you spend ₹50,000 on it in those months.

The card alone won't get you in: show the voucher that comes by SMS. Each one is good for 180 days.

Terms last changed 10 Jun 2025.

The bank's lounge list

Said with this quarter's dates, as of 14 Oct 2026. Card Juggler can't see what you've spent on the card or how many visits you've used; the app lets you tick them off yourself. Every card the same way: lounge access by card.

Other HDFC Bank cards

What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks Tata Neu Plus HDFC Bank against your other cards on every product.

Get it on Google PlayAndroid only; Which card? works on anything

Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.