Card Juggler › Cards › HDFC Bank › PhonePe HDFC Bank Ultimo
HDFC Bank · credit card
PhonePe HDFC Bank Ultimo
₹999 + GST a year, waived on ₹2,00,000 a year
Issued on more than one network; the app asks which yours is where it matters.
What it earns, shop by shop
- Amazon: 5% cashback on Amazon, up to ₹500 a month
- Flipkart: 5% cashback on Flipkart, up to ₹500 a month
- Myntra: 5% cashback on Myntra, up to ₹500 a month
- AJIO: 5% cashback on AJIO, up to ₹500 a month
- Swiggy: 5% cashback on Swiggy, up to ₹500 a month
- Zomato: 5% cashback on Zomato, up to ₹500 a month
Among the best cards for
Against your other cards, on a price, with this week's offers: see it on Which card?
Lounge access
In India
2 visits a quarter in India
For Oct to Dec, if you spent ₹75,000 on it from Jul to Sep.
The card alone won't get you in: show the voucher that comes by SMS. Each one is good for 120 days.
Terms last changed 9 Apr 2026.
The bank's lounge listSaid with this quarter's dates, as of 14 Oct 2026. Card Juggler can't see what you've spent on the card or how many visits you've used; the app lets you tick them off yourself. Every card the same way: lounge access by card.
Other HDFC Bank cards
- Millennia
- Regalia Gold
- Swiggy HDFC Bank
- Swiggy BLCK HDFC Bank
- Swiggy ORNGE HDFC Bank
- Tata Neu Infinity HDFC Bank
- Tata Neu Plus HDFC Bank
- MoneyBack+
- PIXEL Play
- Diners Club Privilege
- Diners Club Black Metal
- Infinia Metal
- IndianOil HDFC Bank
- IRCTC HDFC Bank
- Marriott Bonvoy HDFC Bank
- Shoppers Stop HDFC Bank
- Freedom
- PIXEL Go
- UPI RuPay
- PIXEL Times Rush
- PIXEL Times Move
- Shoppers Stop Black HDFC Bank
- Other HDFC Bank credit card
- Millennia Debit debit
- MoneyBack Debit debit
- Platinum Debit debit
- Other HDFC Bank debit card debit
- PhonePe HDFC Bank UNO
What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks PhonePe HDFC Bank Ultimo against your other cards on every product.
Get it on Google PlayAndroid only; Which card? works on anything
Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.