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HDFC Bank · credit card

HDFC Bank Millennia

₹1,000 + GST a year, waived on ₹1,00,000 a year

Issued on more than one network; the app asks which yours is where it matters.

What it earns, shop by shop

  • Amazon: 5% cashback on Amazon, up to ₹1,000 a month
  • Flipkart: 5% cashback on Flipkart, up to ₹1,000 a month
  • Myntra: 5% cashback on Myntra, up to ₹1,000 a month
  • Tata CLiQ: 5% cashback on Tata CLiQ, up to ₹1,000 a month
  • Swiggy: 5% cashback on Swiggy, up to ₹1,000 a month
  • Zomato: 5% cashback on Zomato, up to ₹1,000 a month
  • Swiggy Instamart: 5% cashback on Swiggy Instamart, up to ₹1,000 a month maybe
  • Anything else online: 1% cashback on anything online, up to ₹1,000 a month

"Maybe": it depends on how the bank files the shop, or on the card's variant; the app says so wherever it counts one.

Some of these rates share one cap: ₹1,000 a month.

Among the best cards for

Amazon · #5Tata CLiQ · #3

Against your other cards, on a price, with this week's offers: see it on Which card?

Lounge access

In India

1 visit a quarter in India

For Oct to Dec, once you spend ₹1,00,000 on it in those months.

The card alone won't get you in: show the voucher from the bank's website. Each one is good for 90 days.

Instead of the quarter's ₹1,000 brand voucher: you pick one.

Terms last changed 1 Dec 2023.

The bank's lounge list

Said with this quarter's dates, as of 14 Oct 2026. Card Juggler can't see what you've spent on the card or how many visits you've used; the app lets you tick them off yourself. Every card the same way: lounge access by card.

Paisa Vasool tips for this card

Other HDFC Bank cards

What a page can't see. The store's own product page, where the bank offers that decide most purchases are printed. The app reads it on your phone and ranks HDFC Bank Millennia against your other cards on every product.

Get it on Google PlayAndroid only; Which card? works on anything

Rates and terms are the banks' published ones as of 14 Oct 2026 (catalog 13); offers change often, and a cap counts all your spends in its period. Something wrong? Write to support@cardjuggler.com.