Credit cards with international airport lounge access (2026)

No spend needed, most visits first · 103

1. American Express CenturionUnlimited visits · no spend needed · with Priority Pass · By invitation · ₹7,00,000 + GST a year
2. American Express PlatinumUnlimited visits · no spend needed · with Priority Pass · ₹66,000 + GST a year
3. Axis Bank Burgundy PrivateUnlimited visits · no spend needed · with Priority Pass · ₹1,00,000 + GST a year
4. Axis Bank MagnusUnlimited visits · no spend needed · with Priority Pass · ₹12,500 + GST a year, waived on ₹25,00,000 a year
5. Axis Bank OlympusUnlimited visits · no spend needed · with Priority Pass · By invitation · ₹20,000 + GST a year
6. Axis Bank PrimusUnlimited visits · no spend needed · with Priority Pass · By invitation · ₹5,00,000 + GST a year
7. Bandhan Bank LuminaUnlimited visits · no spend needed · by voucher · ₹9,999 + GST a year, waived on ₹12,00,000 a year
8. DBS Bank VantageUnlimited visits · no spend needed · By invitation · ₹20,000 + GST a year
9. Emirates Skywards ICICI Bank EmeraldeUnlimited visits · no spend needed · with Priority Pass · ₹10,000 + GST a year
10. HDFC Bank Diners Club Black MetalUnlimited visits · no spend needed · ₹10,000 + GST a year, waived on ₹8,00,000 a year
11. HDFC Bank Infinia MetalUnlimited visits · no spend needed · with Priority Pass · By invitation · ₹12,500 + GST a year, waived on ₹10,00,000 a year
12. HSBC PremierUnlimited visits · no spend needed · ₹20,000 + GST a year
13. HSBC PrivéUnlimited visits · no spend needed · with Priority Pass · By invitation · ₹2,75,000 + GST a year
14. HSBC TajUnlimited visits · no spend needed · with Priority Pass · By invitation · ₹1,10,000 + GST a year
15. ICICI Bank EmeraldeUnlimited visits · no spend needed · with Priority Pass · ₹12,000 + GST a year, waived on ₹10,00,000 a year
16. ICICI Bank Emeralde Private MetalUnlimited visits · no spend needed · with Priority Pass · By invitation · ₹12,499 + GST a year, waived on ₹10,00,000 a year
17. IDFC FIRST Bank FIRST PrivateUnlimited visits · no spend needed · with DreamFolks · By invitation · ₹50,000 + GST a year
18. IndusInd Bank PIONEER PrivateUnlimited visits · no spend needed · with Priority Pass · By invitation · ₹25,000 + GST a year, waived on ₹10,00,000 a year
19. IndusInd Bank Pioneer HeritageUnlimited visits · no spend needed · with Priority Pass · By invitation · ₹1,00,000 + GST a year, waived on ₹10,00,000 a year
20. Kotak Mahindra Bank SolitaireUnlimited visits · no spend needed · By invitation · ₹25,000 + GST a year
21. Kotak Mahindra Bank White ReserveUnlimited visits · no spend needed · By invitation · ₹12,500 + GST a year, waived on ₹10,00,000 a year
22. Punjab National Bank LUXURAUnlimited visits · no spend needed · ₹4,999 + GST a year, waived on ₹6,00,000 a year
23. RBL Bank LumièreUnlimited visits · no spend needed · By invitation · ₹50,000 + GST a year
24. SBI Card AURUMUnlimited visits · no spend needed · with LoungeKey · ₹9,999 + GST a year, waived on ₹12,00,000 a year
25. Standard Chartered BeyondUnlimited visits · no spend needed · By invitation · ₹25,000 + GST a year
26. Times Black ICICI BankUnlimited visits · no spend needed · with Priority Pass · ₹20,000 + GST a year, waived on ₹25,00,000 a year
27. Union Bank of India NEXTERIAUnlimited visits · no spend needed · ₹12,499 + GST a year, waived on ₹8,00,000 a year
28. Yes Bank MarqueeUnlimited visits · no spend needed · ₹9,999 + GST a year, waived on ₹10,00,000 a year
29. Yes Bank PrivateUnlimited visits · no spend needed · By invitation · ₹50,000 + GST a year, waived on ₹25,00,000 a year
30. Standard Chartered Priority Visa Infinite2 visits a month · no spend needed · with Priority Pass · Lifetime free
31. AU Small Finance Bank ZENITH+4 visits a quarter · no spend needed · with Priority Pass · ₹4,999 + GST a year, waived on ₹8,00,000 a year
32. IndusInd Bank Indulge4 visits a quarter · no spend needed · with Priority Pass · By invitation · ₹75,000 + GST a year, waived on ₹10,00,000 a year
33. IndusInd Bank Indus Solitaire4 visits a quarter · no spend needed · By invitation · ₹30,000 + GST a year, waived on ₹10,00,000 a year
34. Marriott Bonvoy HDFC Bank12 visits a year · no spend needed · ₹3,000 + GST a year
35. RBL Bank Nova12 visits a year · no spend needed · ₹12,500 + GST a year, waived on ₹10,00,000 a year
36. AU Small Finance Bank Traverse2 visits a quarter · no spend needed · with Priority Pass · ₹4,999 + GST a year, waived on ₹6,00,000 a year
37. AU Small Finance Bank Zenith2 visits a quarter · no spend needed · with Priority Pass · ₹7,999 + GST a year, waived on ₹5,00,000 a year
38. Avios IndusInd Bank2 visits a quarter · no spend needed · with Priority Pass · ₹10,000 + GST a year
39. Axis Bank Horizon2 visits a quarter · no spend needed · ₹3,000 + GST a year
40. Etihad Guest Premium BOBCARD2 visits a quarter · no spend needed · by voucher · ₹5,000 + GST a year, waived on ₹5,00,000 a year
41. IndusInd Bank Celesta2 visits a quarter · no spend needed · with Priority Pass · ₹25,000 + GST a year, waived on ₹10,00,000 a year
42. IndusInd Bank Crest2 visits a quarter · no spend needed · By invitation · ₹75,000 + GST a year, waived on ₹10,00,000 a year
43. IndusInd Bank Pioneer Legacy2 visits a quarter · no spend needed · with Priority Pass · By invitation · ₹50,000 + GST a year
44. KrisFlyer SBI Card Apex8 visits a year · no spend needed · with Priority Pass · ₹9,999 + GST a year
45. Shoppers Stop Black HDFC Bank2 visits a quarter · no spend needed · ₹4,500 + GST a year
46. HDFC Bank Regalia Gold6 visits a year · no spend needed · with Priority Pass · ₹2,500 + GST a year, waived on ₹4,00,000 a year
47. IndiGo SBI Card ELITE6 visits a year · no spend needed · ₹4,999 + GST a year
48. RBL Bank Insignia Preferred Banking World6 visits a year · no spend needed · ₹7,000 + GST a year, waived on ₹10,00,000 a year
49. RBL Bank iGlobe6 visits a year · no spend needed · ₹3,000 + GST a year
50. SBI Card ELITE6 visits a year · no spend needed · with Priority Pass · ₹4,999 + GST a year, waived on ₹10,00,000 a year
51. SBI Card MILES ELITE6 visits a year · no spend needed · with Priority Pass · ₹4,999 + GST a year, waived on ₹15,00,000 a year
52. Yes Bank RESERV6 visits a year · no spend needed · ₹2,499 + GST a year, waived on ₹3,00,000 a year
53. AU Small Finance Bank Vetta1 visit a quarter · no spend needed · with Priority Pass · ₹2,999 + GST a year, waived on ₹1,50,000 a year
54. Axis Bank Burgundy Debit4 visits a year · no spend needed · Lifetime free
55. Bandhan Bank Flare1 visit a quarter · no spend needed · by voucher · ₹2,499 + GST a year, waived on ₹6,00,000 a year
56. Bandhan Bank Ignite1 visit a quarter · no spend needed · by voucher · ₹999 + GST a year, waived on ₹1,00,000 a year
57. Bank of India Celestia4 visits a year · no spend needed · ₹11,999 + GST a year, waived on ₹8,00,000 a year
58. Doctor's SBI Card4 visits a year · no spend needed · with Priority Pass · ₹1,499 + GST a year, waived on ₹2,00,000 a year
59. Equitas Small Finance Bank PowerMiles1 visit a quarter · no spend needed · ₹5,000 + GST a year, waived on ₹4,80,000 a year
60. Etihad Guest BOBCARD1 visit a quarter · no spend needed · by voucher · ₹2,500 + GST a year, waived on ₹3,00,000 a year
61. HSBC TravelOne4 visits a year · no spend needed · ₹4,999 + GST a year, waived on ₹8,00,000 a year
62. IDBI Bank Winnings RuPay Select4 visits a year · no spend needed · ₹899 + GST a year, waived on ₹90,000 a year
63. IndusInd Bank Pinnacle1 visit a quarter · no spend needed · with Priority Pass · ₹15,000 + GST a year
64. KrisFlyer SBI Card4 visits a year · no spend needed · with Priority Pass · ₹2,999 + GST a year
65. Landmark Rewards SBI Card PRIME4 visits a year · no spend needed · with Priority Pass · ₹2,999 + GST a year, waived on ₹10,00,000 a year
66. Reliance SBI Card PRIME4 visits a year · no spend needed · with Priority Pass · ₹2,999 + GST a year, waived on ₹3,00,000 a year
67. SBI Card MILES PRIME4 visits a year · no spend needed · with Priority Pass · ₹2,999 + GST a year, waived on ₹10,00,000 a year
68. SBI Card PRIME4 visits a year · no spend needed · with Priority Pass · ₹2,999 + GST a year, waived on ₹3,00,000 a year
69. Tata Neu Infinity HDFC Bank1 visit a quarter · no spend needed · with Priority Pass · ₹1,499 + GST a year, waived on ₹3,00,000 a year
70. Tata Neu Infinity SBI Card1 visit a quarter · no spend needed · with Priority Pass · ₹1,499 + GST a year, waived on ₹3,00,000 a year
71. Titan SBI Card4 visits a year · no spend needed · with Priority Pass · ₹2,999 + GST a year, waived on ₹3,00,000 a year
72. Yes Bank ELITE+3 visits a year · no spend needed · ₹999 + GST a year, waived on ₹2,00,000 a year
73. American Express Platinum Reserve2 visits a year · no spend needed · with Priority Pass · ₹10,000 + GST a year, waived on ₹10,00,000 a year
74. Axis Bank Priority Debit2 visits a year · no spend needed · Lifetime free
75. Bank of India RuPay Select2 visits a year · no spend needed · ₹800 + GST a year
76. BharatPe Unity Bank2 visits a year · no spend needed · Lifetime free
77. Canara Bank Mastercard World2 visits a year · no spend needed · ₹300 + GST a year, waived on ₹1,00,000 a year
78. Canara Bank RuPay Select2 visits a year · no spend needed · ₹300 + GST a year, waived on ₹1,00,000 a year
79. EaseMyTrip RuPay Platinum Punjab National Bank2 visits a year · no spend needed · ₹2,000 + GST a year, waived on ₹1,00,000 a year
80. Emirates Skywards ICICI Bank Sapphiro2 visits a year · no spend needed · with Priority Pass · ₹5,000 + GST a year
81. Federal Bank Celesta2 visits a year · no spend needed · Lifetime free
82. HSBC RuPay Cashback2 visits a year · no spend needed · ₹499 + GST a year, waived on ₹2,00,000 a year
83. ICICI Bank Sapphiro2 visits a year · no spend needed · with Priority Pass · ₹6,500 + GST a year, waived on ₹6,00,000 a year
84. IndiGo Axis Bank Premium2 visits a year · no spend needed · ₹5,000 + GST a year
85. Kotak Mahindra Bank Air+2 visits a year · no spend needed · ₹3,000 + GST a year, waived on ₹4,00,000 a year
86. Miles & More Axis Bank2 visits a card year · no spend needed · with Priority Pass · ₹3,500 + GST a year
87. Patanjali RuPay Platinum Punjab National Bank2 visits a year · no spend needed · ₹500 + GST a year
88. Patanjali RuPay Select Punjab National Bank2 visits a year · no spend needed · ₹750 + GST a year
89. Punjab National Bank RuPay Millennial2 visits a year · no spend needed · ₹999 + GST a year, waived on ₹1,00,000 a year
90. Punjab National Bank RuPay Platinum2 visits a year · no spend needed · ₹500 + GST a year
91. Punjab National Bank RuPay Select2 visits a year · no spend needed · ₹750 + GST a year
92. RBL Bank Signature Banking2 visits a year · no spend needed · ₹2,500 + GST a year
93. RBL Bank World Safari2 visits a year · no spend needed · ₹3,000 + GST a year
94. Tiger IndusInd Bank2 visits a year · no spend needed · with Priority Pass · Lifetime free
95. Union Bank of India Divaa Icon2 visits a year · no spend needed · ₹1,499 + GST a year, waived on ₹1,00,000 a year
96. Union Bank of India JCB Health2 visits a year · no spend needed · ₹499 + GST a year, waived on ₹50,000 a year
97. Union Bank of India JCB Wellness2 visits a year · no spend needed · ₹999 + GST a year, waived on ₹1,00,000 a year
98. Union Bank of India RuPay Select2 visits a year · no spend needed · ₹550 + GST a year, waived on ₹50,000 a year
99. Union Bank of India Unicorn2 visits a year · no spend needed · ₹2,400 + GST a year, waived on ₹3,00,000 a year
100. HSBC Live+1 visit a year · no spend needed · by voucher · ₹999 + GST a year, waived on ₹2,00,000 a year
101. MakeMyTrip ICICI Bank1 visit a year · no spend needed · with Priority Pass · ₹999 + GST a year, waived on ₹3,00,000 a year
102. Punjab National Bank PARAKRAM (Prakram)1 visit a year · no spend needed · Lifetime free
103. ixigo AU Bank1 visit a year · no spend needed · with Priority Pass · Lifetime free

After a spend, least first · 9

1. RBL Bank World Safari Lite1 visit a quarter · after ₹50,000 spent in the quarter · by voucher · ₹1,000 + GST a year
2. IDFC FIRST Bank Mayura4 visits a quarter · after ₹20,000 spent the month before · with DreamFolks · ₹5,999 + GST a year
3. Standard Chartered Ultimate1 visit a month · after ₹20,000 spent the month before · with Priority Pass · ₹5,000 + GST a year
4. IDFC FIRST Bank Ashva2 visits a quarter · after ₹20,000 spent the month before · with DreamFolks · ₹2,999 + GST a year
5. IDFC FIRST Bank Diamond Reserve2 visits a quarter · after ₹20,000 spent the month before · with DreamFolks · ₹3,000 + GST a year, waived on ₹6,00,000 a year
6. HDFC Bank Diners Club Privilege1 visit a quarter · after ₹60,000 spent the quarter before · by voucher · ₹1,000 + GST a year, waived on ₹3,00,000 a year
7. IDFC FIRST Bank FIRST Wealth1 visit a quarter · after ₹20,000 spent the month before · with DreamFolks · Lifetime free
8. Axis Bank Select6 visits a card year · after ₹3,00,000 spent the card year before · with Priority Pass · ₹3,000 + GST a year, waived on ₹8,00,000 a year
9. TVS Credit RBL Bank Gold1 visit a quarter · after ₹1,00,000 spent in the quarter · by voucher · ₹1,500 + GST a year

Least spend for each visit

A quarter's spend shared over a quarter's visits: ₹20,000 a month for four visits a quarter is ₹15,000 a visit, so it comes before ₹50,000 a quarter for one.

1. IDFC FIRST Bank Mayura4 visits a quarter · after ₹20,000 spent the month before · with DreamFolks₹15,000 spend a visit
2. Standard Chartered Ultimate1 visit a month · after ₹20,000 spent the month before · with Priority Pass₹20,000 spend a visit
3. IDFC FIRST Bank Ashva2 visits a quarter · after ₹20,000 spent the month before · with DreamFolks₹30,000 spend a visit
4. IDFC FIRST Bank Diamond Reserve2 visits a quarter · after ₹20,000 spent the month before · with DreamFolks₹30,000 spend a visit
5. Axis Bank Select6 visits a card year · after ₹3,00,000 spent the card year before · with Priority Pass₹50,000 spend a visit
6. RBL Bank World Safari Lite1 visit a quarter · after ₹50,000 spent in the quarter · by voucher₹50,000 spend a visit
7. HDFC Bank Diners Club Privilege1 visit a quarter · after ₹60,000 spent the quarter before · by voucher₹60,000 spend a visit
8. IDFC FIRST Bank FIRST Wealth1 visit a quarter · after ₹20,000 spent the month before · with DreamFolks₹60,000 spend a visit
9. TVS Credit RBL Bank Gold1 visit a quarter · after ₹1,00,000 spent in the quarter · by voucher₹1,00,000 spend a visit

How to read this

• "No spend needed" means the card, its pass or its voucher alone opens the lounge; a voucher still has to be fetched from the bank's app or SMS first.
• "After a spend" is the bank's condition in the quarter (or month) before the visit; the dates are this quarter's. Card Juggler can't see your spends, so it never says you're eligible.
• Where a card has tiers, the highest spend you reach sets the visits; they don't add up.
• Which lounge takes which card changes with the contracts between banks, networks and lounge operators; each card's page links the bank's own list.